Payment Processing Built for Auto Repair, Auto Body & Off-Road Shops
Stop losing 8–15% of your profit to hidden credit card fees. Get your true effective rate with a free 2-minute fee audit.
Why Automotive Shops Are Overpaying on Credit Card Processing
Auto repair, auto body, and off-road shops are routinely charged 3.2%–4.2% in processing fees — often without realizing it.
What SmartPay Does Differently for Automotive Shops
Wholesale, Transparent Pricing
No flat-rate penalties. No junk fees.
Full transparency on every statement.
Ach for High-Ticket Jobs
Turn a $2,000 repair, collision job, or bedliner install from a $70 card fee into a low-cost ACH transaction.
Automotive Industry Specialists
We specialize in auto repair, auto body, and off-road shops, so we know how to lower fees others overlook.
Who We Serve
Auto Repair Shops
Independent and multi-location repair shops processing high-ticket repair orders, diagnostics, and deposits.
Off-Road & Specialty Automotive
Off-road, performance, and specialty shops processing custom builds, installs, and upgrades.
Auto Body & Collision
Collision and body shops handling insurance deductibles, supplements, and large card transactions.
Tire Repair & Tire Service Shops
Independent tire shops and service centers processing high volumes of card payments for tire sales, installs, repairs, and alignments.
Find Out Your True Processing Rate in 2 Minutes
Most automotive shops are paying more than they realize. Upload your most recent processing statement and we’ll show you your true effective rate, hidden fees, and real savings.